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Customer Credit Made Easy
Generating high quality, tiered credit leads has never been easier with the eCreditApp. The eCreditApp plugs into any dealer’s website and features a quick 3-step process. It does not require customers to enter their Social Security # or DOB, resulting in max conversion opportunity. Dealers can choose to pre-screen customers in real-time resulting in soft pull data being delivered to the CRM of their choice.
The dealer gets the following information in real time without needing a customer’s SSN or Driver’s License:
# of Credit Inquiries
# of Late Payments
Revolving Debt %
Current Loan/Lease Monthly Payment Amount
Current Loan/Lease Interest Rate
Current Loan Term
Original Loan Amount
Loan Months Remaining
100% RESPONSIVE TECHNOLOGY
The majority of today’s third-party applications suffer from a lack of technology, or multiscreen capabilities. The eCreditApp platform is 100% responsive, which means it will work on ANY screen and on ANY website provider’s platform.
Dealers will now be able to pre-screen consumers against credit bureaus, receive full file return, creating credit complete transparency and full clarity of the consumers’ credit situation. Save huge money by not having to pull a hard bureau until a deal is actually being sent to the bank.
The heart of any dealership is their inventory. Vehicle turnover is of the utmost importance, as dealers face depreciating inventory value. Regardless of the inventory provider, our platform connects the customer to the actual dealer’s new and used vehicle inventory, with pricing in real time.
Customizable questions help dealers and finance staff paint a picture of what their customers can really afford. Knowing the line of work that your customer is in, along with their residential history tells you a bit more about that individuals financial stability. Dealers can choose which questions are most applicable to their applicants to collect the most information possible.
Based on your customizable credit tiers, your customers see their approval results their information hits the bureau. Dealers decide what they want to offer their customers based on their credit, ranging from deep subprime to super prime, and the tool uses Black Book to find featured offers for the make and model of interest.
FIRM OFFER OF CREDIT
Once the customer completes the application, they will receive their pre-approval offer on screen and via email. Approval results work as a positive call to action for the customer to come and shop at your dealership. This offer certificate can be customized with your dealership’s logo, leaving no question as to where the customer should be visiting to get this offer.
SOCIAL MEDIA SIGN-ON INTEGRATION
Social Media is not going away. The question is, are dealers using this media to help a customer CONNECT to a dealer’s tools to simplify the process of generating a lead? We are! Customers will have the ability to fill out a form using our Facebook or Google sign-on button. This virtually pulls their information into our application and cuts a customer’s time in half, while giving us some additional information about that customer to share with the dealer (what they “like” for example!)
COMPLIANT COLOR THEMES
Manufacturer Brand protection is on the rise. This new form of protection creates a compliancy issue that a dealer must conform to. Thankfully, the eCreditApp platform has you covered. Dealers will have the ability to choose compliant applications by manufacturer as well as colors to match the look and feel of the dealer website.
CUSTOM TIERED OFFERS
Once the customer completes the application, they will receive their pre-approval offer on screen and via email. Pre-approval results work as a positive call to action for the customer to come and shop at your dealership. This offer certificate can be customized with your dealership’s logo, leaving no question as to where the customer should be visiting to get this offer.
All leads will instantly populate in the dealer’s CRM and dashboard once the customer’s information hits the bureau. See where the customer’s credit stands from deep subprime to super prime and view their vehicle trade lines, packed with all of the essential loan information you need to work a deal.
We are integrated with the largest CRM and Equity Mining tools in the industry. Odds are if a company is using soft pull technology, eCreditApp is the tool behind the scenes.
We know it can be challenging to connect the metrics behind an application and equate that to vehicle sales, so we do it for you. One login onto the eCreditApp dashboard and we will provide you the answers to your lead counts by tier, credit score averages and much more.